When shopping for car insurance, you’ll often hear about two key types of coverage: comprehensive and collision. Both are considered optional coverages in most states, meaning they aren’t required by law like liability insurance. However, if you have a loan or lease on your vehicle, your lender may require you to carry both. Understanding the … Read more
Car insurance is one of those necessary expenses that can eat into your monthly budget, but the good news is that there are plenty of legal ways to bring those rates down. Insurance premiums aren’t fixed—they’re calculated based on a variety of risk factors, and understanding those can help you make smart decisions that keep … Read more
When it comes to choosing a vehicle for your family, safety is often the top priority. Parents want peace of mind knowing that the car they drive offers maximum protection for their loved ones. Fortunately, today’s vehicles come equipped with cutting-edge safety features and consistently undergo rigorous testing by the Insurance Institute for Highway Safety … Read more